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The San Diego County Employees Retirement Association (SDCERA) was established July 1, 1939 as an independent association pursuant to the County Employees Retirement Law of 1937. SDCERA administers retirement and associated benefits for more than 43,000 active, deferred and retired employees of the County of San Diego and four participating employers (the San Diego Local Agency Formation Commission, the San Dieguito River Park Joint Powers Authority, the San Diego County Office of Education and the Superior Court of California – County of San Diego). SDCERA collects contributions from active Members and their employers, invests these funds and pays benefits to retired Members and beneficiaries.

SDCERA is a defined benefit plan, qualified under Section 401(a) of the Internal Revenue Code. A defined-benefit plan is an employer-sponsored retirement plan that provides a lifetime benefit to Members that is calculated based on a formula using age at retirement, years of service credit, and monthly final average compensation.

SDCERA is governed by an independent, nine-member Board of Retirement. For more information about the Board of Retirement, visit the Board of Retirement page.

SDCERA Mission

SDCERA's mission is mandated by the California Constitution:

Invest and diversify Trust Fund assets so as to minimize the risk of loss and to maximize the rate of return;

Use Trust Fund assets for the exclusive purpose of providing benefits to Members and beneficiaries; and

Administer the retirement plan in a manner that will assure prompt delivery of benefits and related services to Members and beneficiaries.