Health insurance plans offered through SDCERA

SDCERA offers health and dental plans to retired members and their dependents and beneficiaries. The plans are available to both in-state and out-of-state residents, and include comprehensive health plans, as well as supplement plans for members who are eligible for Medicare.

Open Enrollment for SDCERA plans is in the month of November, with coverage effective January through December of the following year. All retired members will receive an Open Enrollment packet in the mail. The closing date for Open Enrollment is November 24, 2008. In certain cases, members may enroll outside of Open Enrollment if they lose health coverage due to no fault of their own (retiring, moving out of state, etc.).

SDCERA plans available in 2008 for members not eligible for Medicare

Health Net HMO	$580.90
Kaiser Permanente HMO1	$508.22
PacifiCare HMO	$711.14
PacifiCare PPO 2	$1,014.88

1 A higher rate will apply if you enroll or are currently enrolled in    this plan when you are eligible for Medicare.

2 This is the only SDCERA plan available nationwide.

SDCERA plans available in 2008 for members eligible for Medicare

Senior Supplement	PacifiCare Senior Supplement1	$334.65
Medicare HMO	Health Net HMO	$269.61
Medicare Advantage	Health Net Seniority Plus	$261.60
Medicare Advantage	Kaiser Permanente Senior Advantage2	$247.62
Medicare Advantage	Secure Horizons3	$223.41

1 This is the only SDCERA plan available nationwide.

2 A higher rate and the benefits of the traditional Kaiser Permanente HMO will apply if you enroll in this plan and do not assign your Medicare benefits to Kaiser Permanente.

Note: The monthly rate per person for Kaiser Permanente “M” Coverage is $573.89 effective January 1, 2008. Kaiser Permanente has closed this plan to new enrollment and the plan terminates January 1, 2009; therefore, if you are currently enrolled in this plan you may wish to select a new plan.

3 This plan is available to residents in California, Arizona and Nevada.

SDCERA dental plans available in 2008

CIGNA Dental Care DHMO	$17.28
Delta Dental PPO	$32.97

SDCERA plans available in 2009 for members not eligible for Medicare

Health Net HMO	$649.45
Kaiser Permanente HMO1	$543.54
PacifiCare HMO	$773.82
PacifiCare PPO 2	$1,156.58

1 A higher rate will apply if you enroll or are currently enrolled in    this plan when you are eligible for Medicare.

2 This is the only SDCERA plan available nationwide.

SDCERA plans available in 2009 for members eligible for Medicare

Senior Supplement	PacifiCare Senior Supplement1	$346.94
Medicare HMO	Health Net HMO	$321.35
Medicare Advantage	Health Net Seniority Plus	$273.30
Medicare Advantage	Kaiser Permanente Senior Advantage2	$274.50
Medicare Advantage	Secure Horizons3	$230.11

1 This is the only SDCERA plan available nationwide.

2 A higher rate and the benefits of the traditional Kaiser Permanente HMO will apply if you enroll in this plan and do not assign your Medicare benefits to Kaiser Permanente.

Note: The monthly rate per person for Kaiser Permanente “M” Coverage is $612.21 effective January 1, 2009. Kaiser Permanente has closed this plan to new enrollment and the plan terminates January 1, 2010; therefore, if you are currently enrolled in this plan you may wish to select a new plan.

3 This plan is available to residents in California, Arizona and Nevada.

SDCERA dental plans available in 2009

CIGNA Dental Care DHMO	$18.66
Delta Dental PPO	$35.89