SDCERA

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	Retirement benefit payment dates
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2010 Health Insurance Plans booklet

2010 Health plan
comparison charts

Health Net web site

Kaiser Permanente
web site

Medicare web site

Pacificare web site

UnitedHealthcare web site

CIGNA Dental web site

Delta Dental web site

Health insurance plans offered through SDCERA

SDCERA offers health and dental plans to retired members and their dependents and beneficiaries. The plans are available to both in-state and out-of-state residents, and include comprehensive health plans, as well as supplement plans for members who are eligible for Medicare.

Open Enrollment for SDCERA plans is in the month of November, with coverage effective January through December of the following year. Open Enrollment packets are mailed in October. In certain cases, members may enroll outside of Open Enrollment if they lose health coverage due to no fault of their own (retiring, moving out of state, etc.).

SDCERA plans available in 2010 for members not eligible for Medicare

Health Net HMO	$721.13
Kaiser Permanente HMO1	$563.93
PacifiCare Signature Value HMO 2	$783.16
UnitedHealthcare Choice Plus PPO 3	$1,553.51

1 A higher rate will apply if you enroll or are currently enrolled in this plan when you are eligible for Medicare.

2 Formerly known as PacifiCare HMO.

3 Formerly known as PacifiCare PPO, this is the only SDCERA plan available nationwide.

SDCERA plans available in 2010 for members eligible for Medicare

Senior Supplement	UnitedHealthcare Senior Supplement1	$332.35
Medicare HMO	Health Net HMO	$311.88
Medicare Advantage	Health Net Seniority Plus	$230.91
Medicare Advantage	Kaiser Permanente Senior Advantage2	$299.07
Medicare Advantage	Secure Horizons3	$200.64

1 Formerly known as PacifiCare Senior Supplement, this is the only SDCERA plan available nationwide.

2 A higher rate and the benefits of the traditional Kaiser Permanente HMO will apply if you enroll in this plan and do not assign your Medicare benefits to Kaiser Permanente.

3 This plan is available to residents in California, Arizona and Nevada.

SDCERA dental plans available in 2010

CIGNA Dental Care DHMO	$19.69
Delta Dental PPO	$36.94