SDCERA

Font size : A | A | A

	Retirement benefit payment dates
	COLA and STAR COLA
	Health insurance plans
	Supplemental Benefit Allowance
	Health insurance allowance
	Tax information
	Survivor benefits
	Work after retirement
	Divorce after retirement
	If you move or change banks
	Member privacy

2012 Health Insurance Plans booklet

2012 Health plan comparison charts

Health Net website

Kaiser Permanente
website

Medicare website

UnitedHealthcare PPO plan website

UnitedHealthcare HMO plan website

UnitedHealthcare Medicare plans website

CIGNA Dental website

Delta Dental website

Health insurance plans offered through SDCERA

SDCERA offers health and dental plans to retired members and their dependents and beneficiaries. The plans are available to both in-state and out-of-state residents, and include comprehensive health plans, as well as supplement plans for members who are eligible for Medicare.

Open Enrollment for SDCERA plans is in the month of November, with coverage effective January through December of the following year. Open Enrollment packets are mailed in October. In certain cases, members may enroll outside of Open Enrollment if they lose health coverage due to no fault of their own (retiring, moving out of state, etc.).

SDCERA-sponsored plans available for members not eligible for Medicare

	2012
Health Net HMO	$852.98
Kaiser Permanente HMO¹	$619.11
UnitedHealthcare Signature Value HMO	$975.01
UnitedHealthcare Choice Plus PPO²	$2,080.08

¹	A higher rate will apply if you enroll or are currently enrolled in this plan when you are eligible for Medicare.
²	Formerly known as PacifiCare PPO, this is the only SDCERA non-Medicare plan available nationwide.

SDCERA-sponsored plans available for members eligible for Medicare

		2012
Medicare HMO	Health Net HMO	$356.81
Medicare Advantage	Health Net Seniority Plus	$243.96
Medicare Advantage	Kaiser Permanente Senior Advantage¹	$266.67
Medicare Advantage
Medicare Advantage	UnitedHealthcare Group Medicare Advantage²	$213.99
Medicare Supplement	UnitedHealthcare Senior Supplement³	$365.16

¹	A higher rate and the benefits of the traditional Kaiser Permanente HMO will apply if you enroll in this plan and do not assign your Medicare benefits to Kaiser Permanente.
²	Formerly known as Secure Horizons. This plan is available to residents in California, Arizona and Nevada.
³	Formerly known as PacifiCare Senior Supplement, this is the only SDCERA Medicare plan available nationwide.

SDCERA dental plans available

	2012
CIGNA Dental Care DHMO	$26.66
Delta Dental PPO¹	$44.07

¹	Provides PPO coverage in California and the majority of states nationwide.