SDCERA

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	Retirement benefit payment dates
	COLA and STAR COLA
	Health insurance plans
	Supplemental Benefit Allowance
	Health insurance allowance
	Tax information
	Survivor benefits
	Work after retirement
	Divorce after retirement
	If you move or change banks
	Member privacy

2012 Health Insurance Plans booklet

2012 Medical & Dental Plan Enrollment/ Disenrollment form

2012 Health Insurance Reimbursement Request form

Health Insurance Allowance fact sheet

Health Insurance Reimbursement Program fact sheet

Health insurance allowance

If you retired (or will retire) as a General or Safety, Tier I or Tier II member, you are eligible for the health insurance allowance as long as you had (or will have) at least 10 years of SDCERA service credit when you retire. The health insurance allowance is not a vested SDCERA benefit and is not guaranteed. The allowance may be reduced or discontinued at any time.

The health insurance allowance is available to this select group of members listed above. In addition to your membership classification and tier, your eligibility for a health insurance allowance and the amount of your allowance is also determined based on whether or not you enrolled in Medicare, the type of monthly retirement benefit you receive and your years of eligible service credit.

Generally, you must have at least 10 years of SDCERA service credit to be eligible for the minimum allowance. See the chart below to locate the monthly allowance amount you may be eligible for.

Refer to the Health Insurance Allowance fact sheet for more detailed information on eligibility requirements and how this allowance can be used.

Years of SDCERA Service Credit *	Monthly allowance if not eligible for Medicare	Monthly allowance if eligible for Medicare
Less than 10	0	$300 In addition to the allowance, $93.50 may be reimbursed to use toward the cost of the monthly Medicare Part B ** premium.
10	$200
11	$220
12	$240
13	$260
14	$280
15	$300
16	$320
17	$340
18	$360
19	$380
20 or more	$400

* Members who retired on or before September 30, 1991 may be eligible for the maximum allowance. Members who receive a retirement benefit based on a disability are eligible for an allowance regardless of years of service credit.

** To be reimbursed, you must provide SDCERA with a copy of your Medicare card showing Part B coverage.

If you are eligible for the health insurance allowance, and elect a medical, dental and/or prescription plan not sponsored by SDCERA, you may be eligible to participate in the Health Insurance Reimbursement program. Read the Health Insurance Reimbursement Program fact sheet for more information.