There are four
types of service credit that active and deferred members may
purchase in order to increase their total service credit.
Service credit is one of the three factors used to determine
your retirement benefit, and a service credit purchase may
or may not make sense for you personally.
Service credit purchases generally involve time when you
were working for the County, but not in a capacity where you
were earning service credit. There are four types of service
credit that may be purchased from SDCERA.
Redeposit of withdrawn contributions
County service prior to entering SDCERA membership
Sick leave or family medical leave without pay
Eligible service from your work in a prior public
Remember, service credit purchases always involve
interest so usually the sooner you purchase any eligible
service credit, the less it will cost you because you will
pay less interest.
The first step toward a service credit purchase is to
complete the Request for Costs to Purchase Service Credit form. SDCERA will respond with
a contract informing you of the costs to purchase the
service credit, and at that time you can decide if you would
like to make the purchase or not.
You may be eligible to receive service credit if you resigned or took a leave of absence from your position with the County of San Diego (or other participating employer) to serve in the U.S. Armed Forces and returned to active SDCERA membership, following honorable discharge. Military service that occurred prior to SDCERA membership does not qualify. Tier I, Tier A and Tier B members can restore their military leave service credit at no cost. Tier C members must purchase military leave service credit.