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Membership

You are eligible to become a member of SDCERA when you are appointed to a permanent position and work at least half time or 20 hours weekly. Membership is mandatory for eligible employees and begins with the first biweekly payroll period in the month following your appointment. Membership is optional for elected officials. Employees ineligible for membership include part-time workers scheduled to work less than half time, as well as emergency, temporary, hourly, provisional and seasonal employees.

Membership classification and benefit formulas
SDCERA has two membership classifications: General and Safety. Your benefit formula is based on your membership classification and tier. If you are uncertain as to your membership classification, SDCERA can verify this for you.


General members
General members are those employees not in active law enforcement positions, hired after January 1, 1958, who are covered by both SDCERA and Social Security. SDCERA is an integrated retirement plan for General members, which means General members contribute to Social Security as well as to SDCERA from their County wages.
General Tier A members
General, Tier A members include:
  • Members who were first hired into a General position after March 8, 2002, but prior to August 28, 2009.
  • General members who were active on March 8, 2002 and didn’t opt out of Tier A.
A deferred General, Tier A member returning to work in a General position on or after August 28, 2009, will remain a General, Tier A member.

General, Tier A membership benefit formula = 3% at 60 = 3% of final compensation (highest one year average) at age 60 for each year of service credit

Note: The 3% at 60 formula is an approximation and does not take into account the Social Security Integration Factor that is factored into your final benefit estimate.

General, Tier B Members
General, Tier B members include:
  • Members who were first hired into a General position, or who changed member classification (Safety to General) on or after August 28, 2009.
General, Tier B membership benefit formula = 2.6% at 62 = 2.6% of final compensation (highest three-year average) at age 62 for each year of service credit
Note: The 2.6% at 62 formula is an approximation and does not take into account the Social Security Integration Factor that is factored into your final benefit estimate.

General, Tier I members
General, Tier I members include:
  • Members who were employed in a General position prior to March 8, 2002 and who opted out of Tier A.
General, Tier I membership benefit formula = 2.6% at 62 = 2.6% of final compensation (highest one-year average) at age 62 for each year of service credit
Note: The 2.6% at 62 formula is an approximation and does not take into account the Social Security Integration Factor that is factored into your final benefit estimate.

Safety members
Safety members are employees in positions of active law enforcement or who otherwise qualify for Safety membership. Safety members have a non-integrated plan, which means Safety members do not contribute to Social Security from their County wages. Probation officers entered Safety membership effective January 1, 1999. Note: Those probation officers who left employment prior to January 1, 1999, and have been re-employed as probation officers on or after March 8, 2002, should contact SDCERA to obtain the cost to convert their General member service credit (as a probation officer) to Safety member service credit.

Safety, Tier A members
Safety, Tier A members include:
  • Members who were first hired into a Safety position prior to August 28, 2009.
A deferred Safety, Tier A member returning to work on or after August 28, 2009 will remain a Safety, Tier A member.

Safety, membership benefit formula = 3% at 50 = 3% of final compensation (highest one year average) at age 50 for each year of service credit


Safety, Tier B members
Safety, Tier B members include:
  • Members who were first hired into a Safety position, or who changed member classification (General to Safety) on or after August 28, 2009.
Safety, Tier B membership benefit formula = 3% at 55 = 3% of final compensation (highest three-year average) at age 55 for each year of service credit

Click Retirement Benefit Calculator to estimate what your retirement benefit will be.